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My Safe FL

My Safe FL Home is a state-run program that offers grants of up to $10,000 per household, helping eligible homeowners pay for critical wind-mitigation upgrades like impact-resistant windows, fortified doors and roof reinforcements.

Answer
  1. Free Wind-Mitigation Inspection
    Florida homeowners having a site-built, owner‑occupied single-family home or townhouse (with homestead exemption) can receive a no-cost, no‑obligation wind‑mitigation home inspection. This inspection identifies structural vulnerabilities and recommends upgrades to fortify homes against hurricanes and reduce insurance costs. Homeowner’s Guide - My Safe Florida Home Program

  2. Matching Grant of Up to $10,000
    Eligible homeowners may apply for a grant covering two-thirds of approved mitigation projects after completing inspection, up to $10,000. That means for every $1 you spend, the state contributes $2.

  3. Lower Home Insurance Premiums
    Completing mitigation upgrades may qualify you for wind‑mitigation credits, potentially lowering homeowner insurance costs. Check with your insurance provider to learn more.