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Credit-Building & Coaching

  • We teach clients how credit is measured and help them develop good credit behaviors.
  • We offer zero-to-low interest loan products that are safe alternatives to payday loans. We also help clients open bank accounts, and those without credit history access secured credit cards.
  • Our Lending Circles programs offer participants a zero-interest, cost-free loan to build credit, learn personal finance, and get the money they need. They repay the loan over time with low monthly payments, and payments are reported to credit bureaus.
    • Citizenship Application Fee: Our Lending Circles for Citizenship program helps people pay for the citizenship application fee. 
  • We provide our clients with free credit reports, which are used for education purposes only.